:root{--bg:#f5f7fa;--surface:#fff;--surface-muted:#f8fafc;--text:#111827;--muted:#5b677a;--line:#d7dee8;--line-strong:#bdc8d6;--primary:#1455a3;--primary-dark:#0e3c78;--primary-soft:#eaf2ff;--danger:#b42318;--danger-soft:#fff1f1;--success:#067647;--success-soft:#ecfdf3;--warning-soft:#fff7e6;--focus:#1455a338}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--bg);color:var(--text);margin:0;font-family:Arial,Hiragino Kaku Gothic ProN,Yu Gothic,Meiryo,sans-serif;line-height:1.6}button,input,select{font:inherit}button,a{-webkit-tap-highlight-color:transparent}button{cursor:pointer}a{color:inherit}input,select{min-width:0}input[type=number]{appearance:textfield}input[type=number]::-webkit-inner-spin-button{appearance:none;margin:0}input[type=number]::-webkit-outer-spin-button{appearance:none;margin:0}:focus-visible{outline:3px solid var(--focus);outline-offset:2px}.page{min-height:100vh}.site-header{z-index:20;border-bottom:1px solid var(--line);-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);background:#fffffff5;position:sticky;top:0}.site-header-inner{justify-content:space-between;align-items:center;gap:24px;min-height:64px;display:flex}.site-logo{color:var(--text);letter-spacing:0;font-size:1.08rem;font-weight:900;text-decoration:none}.desktop-nav{align-items:center;gap:6px;display:flex}.desktop-nav a{color:var(--muted);border-radius:8px;min-height:40px;padding:8px 12px;font-size:.92rem;font-weight:700;text-decoration:none}.desktop-nav a:hover,.desktop-nav a.is-active{background:var(--primary-soft);color:var(--primary)}.menu-button{border:1px solid var(--line);width:44px;height:44px;color:var(--text);background:#fff;border-radius:8px;justify-content:center;align-items:center;display:none}.mobile-nav{border-top:1px solid var(--line);background:#fff}.mobile-nav-inner{gap:14px;padding-top:14px;padding-bottom:18px;display:grid}.mobile-nav a{color:var(--text);align-items:center;min-height:44px;font-weight:800;text-decoration:none;display:flex}.mobile-nav-group{gap:8px;display:grid}.mobile-nav-group div{flex-wrap:wrap;gap:8px;display:flex}.mobile-nav-group span,.feature-list span{border:1px solid var(--line);background:var(--surface-muted);color:#334155;border-radius:999px;padding:5px 11px;font-size:.86rem;font-weight:700}.page-shell{width:min(1160px,100% - 64px);margin:0 auto}.home-hero{border-bottom:1px solid var(--line);background:#fff}.home-hero-inner{padding:72px 0 54px}.home-hero h1,.listing-hero h1{letter-spacing:0;margin:8px 0 12px;font-size:clamp(2.35rem,5vw,4.2rem);line-height:1.08}.audience-overview{grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;padding:32px 0 8px;display:grid}.audience-card,.tool-card{border:1px solid var(--line);background:#fff;border-radius:8px;min-width:0;text-decoration:none;display:grid}.audience-card{gap:10px;padding:24px}.audience-card svg{color:var(--primary)}.audience-card h2,.tool-card h3{letter-spacing:0;margin:0;line-height:1.35}.audience-card p,.tool-card p,.site-footer p,.placeholder-page p{color:var(--muted);margin:0}.audience-card span,.tool-card-action{color:var(--primary);font-weight:800}.page-section,.about-section,.related-tools{padding:32px 0}.listing-hero{padding:56px 0 28px}.tool-grid,.article-card-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;display:grid}.article-card-grid.compact{grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}.tool-card{gap:14px;min-height:260px;padding:22px}.tool-card:hover,.audience-card:hover{border-color:var(--primary);box-shadow:0 10px 28px #11182714}.tool-card-eyebrow{color:var(--primary);letter-spacing:.04em;font-size:.78rem;font-weight:900}.tool-card-meta{color:var(--muted);align-self:end;font-size:.86rem;font-weight:700}.tool-card-action{justify-content:flex-end;align-items:center;gap:7px;margin-top:auto;display:inline-flex}.article-card{border:1px solid var(--line);min-width:0;min-height:230px;color:var(--text);background:#fff;border-radius:8px;gap:10px;padding:22px;text-decoration:none;display:grid}.article-card:hover{border-color:var(--primary);box-shadow:0 10px 28px #11182714}.article-card-meta,.article-date-row{color:var(--muted);font-size:.82rem;font-weight:700}.article-card h3{letter-spacing:0;margin:0;font-size:1.14rem;line-height:1.45}.article-card p{color:var(--muted);margin:0;line-height:1.7}.article-card-action{color:var(--primary);align-self:end;font-weight:800}.next-actions{border:1px solid var(--line);background:#fff;border-radius:8px;gap:16px;padding:22px;display:grid}.result-column>.next-actions{margin-top:18px}.article-layout>.next-actions{margin-top:34px}.next-actions-heading{gap:4px;display:grid}.next-actions-heading h2{letter-spacing:0;margin:0;font-size:1.24rem;line-height:1.35}.next-action-grid{grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:12px;display:grid}.next-action-card{border:1px solid var(--line);background:var(--surface-muted);min-width:0;min-height:190px;color:var(--text);border-radius:8px;gap:10px;padding:18px;text-decoration:none;display:grid}.next-action-card:hover{border-color:var(--primary);box-shadow:0 10px 24px #11182712}.next-action-label{width:fit-content;color:var(--primary);background:#fff;border:1px solid #bfd0e7;border-radius:999px;padding:4px 9px;font-size:.76rem;font-weight:900}.next-action-label.is-pr{color:#8a4b00;border-color:#f1c987}.next-action-card h3{letter-spacing:0;margin:0;font-size:1.02rem;line-height:1.45}.next-action-card p{color:var(--muted);margin:0;font-size:.92rem;line-height:1.65}.next-action-cta{color:var(--primary);align-self:end;align-items:center;gap:6px;font-weight:850;display:inline-flex}.article-tags{flex-wrap:wrap;gap:8px;display:flex}.article-tags span{border:1px solid var(--line);background:var(--surface-muted);color:#334155;border-radius:999px;padding:4px 9px;font-size:.78rem;font-weight:700}.article-category-nav{flex-wrap:wrap;gap:10px;margin:0 0 20px;display:flex}.article-category-nav a{border:1px solid var(--line);color:var(--muted);background:#fff;border-radius:999px;padding:8px 14px;font-weight:800;text-decoration:none}.article-category-nav a.is-active{background:var(--primary-soft);color:var(--primary);border-color:#cfe0f6}.feature-list{flex-wrap:wrap;gap:10px;display:flex}.mode-tabs{grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin-bottom:28px;display:grid}.mode-tabs button{border:1px solid var(--line);min-height:66px;color:var(--text);text-align:left;background:#fff;border-radius:8px;gap:4px;padding:12px 14px;font-weight:900;display:grid}.mode-tabs button span{color:var(--muted);font-size:.82rem;font-weight:700}.mode-tabs button.is-active{border-color:var(--primary);background:var(--primary-soft);color:var(--primary)}.breadcrumb{color:var(--muted);margin-bottom:18px;font-size:.84rem;font-weight:700}.breadcrumb ol{flex-wrap:wrap;gap:6px;margin:0;padding:0;list-style:none;display:flex}.breadcrumb li{align-items:center;gap:6px;min-width:0;display:inline-flex}.breadcrumb li:not(:last-child):after{color:var(--line-strong);content:">"}.breadcrumb a{color:var(--primary);text-decoration:none}.breadcrumb span{overflow-wrap:anywhere}.site-footer{border-top:1px solid var(--line);background:#fff;margin-top:24px}.site-footer-inner{grid-template-columns:minmax(0,1.6fr) minmax(160px,.7fr) minmax(160px,.7fr);gap:32px;padding:32px 0 20px;display:grid}.site-footer nav{align-content:start;gap:8px;display:grid}.site-footer a{color:#334155;font-size:.92rem;font-weight:700;text-decoration:none}.site-footer-bottom{border-top:1px solid var(--line);color:var(--muted);padding:14px 0 24px;font-size:.86rem}.placeholder-page{gap:10px;padding:72px 0;display:grid}.placeholder-page h1{margin:0;font-size:clamp(2rem,4vw,3.2rem);line-height:1.15}.legal-layout{max-width:820px;padding:36px 0 64px}.legal-header{gap:12px;margin-top:18px;display:grid}.legal-header h1{letter-spacing:0;margin:0;font-size:clamp(2rem,5vw,3.1rem);line-height:1.25}.legal-header>p:last-child{color:var(--muted);margin:0;font-size:1.05rem;line-height:1.8}.legal-content{color:#243247;margin-top:34px;font-size:1rem;line-height:1.95}.legal-content section{border-top:1px solid var(--line);padding:30px 0}.legal-content h2{letter-spacing:0;margin:0;font-size:1.4rem;line-height:1.45}.legal-content p,.legal-content ul{margin:16px 0 0}.legal-content ul{padding-left:1.5rem}.legal-content a{color:var(--primary);text-underline-offset:.18em;font-weight:800;text-decoration-thickness:.08em}.legal-date{border-top:1px solid var(--line);color:var(--muted);text-align:right;margin:0;padding-top:22px;font-size:.92rem}.hero{border-bottom:1px solid var(--line);background:#fff}.hero-grid{grid-template-columns:minmax(0,1fr) minmax(320px,420px);align-items:center;gap:40px;padding:56px 0 40px;display:grid}.eyebrow,.section-kicker,.status-label,.step-number{color:var(--primary);letter-spacing:.04em;text-transform:uppercase;margin:0;font-size:.84rem;font-weight:700}.hero h1{letter-spacing:0;margin:8px 0 12px;font-size:clamp(2.2rem,4.6vw,4.1rem);line-height:1.08}.lead{max-width:680px;color:var(--muted);margin:0;font-size:1.05rem}.trust-row{flex-wrap:wrap;gap:8px;margin-top:20px;display:flex}.trust-row span{border:1px solid var(--line);background:var(--surface-muted);color:#334155;border-radius:999px;padding:5px 12px;font-size:.88rem}.audience-nav{border:1px solid var(--line);background:var(--surface-muted);border-radius:8px;flex-wrap:wrap;gap:6px;margin-bottom:18px;padding:4px;display:inline-flex}.audience-nav a{color:var(--muted);border-radius:6px;align-items:center;min-height:44px;padding:8px 12px;font-size:.9rem;font-weight:700;text-decoration:none;display:inline-flex}.audience-nav a.is-active{color:var(--primary);background:#fff;box-shadow:0 1px 2px #11182714}.primary-button,.secondary-button,.text-button,.add-row-button,.affiliate-link,.icon-button{border:1px solid #0000;border-radius:8px;justify-content:center;align-items:center;gap:8px;min-height:44px;font-weight:700;text-decoration:none;display:inline-flex}.primary-button{background:var(--primary);color:#fff;padding:0 18px}.primary-button:hover{background:var(--primary-dark)}.secondary-button,.add-row-button{border-color:var(--line-strong);color:var(--primary);background:#fff;padding:0 14px}.text-button{color:var(--muted);background:0 0;padding:0 8px}.hero-button{margin-top:24px}.status-preview,.result-hero,.analysis-section,.ad-panel{background:var(--surface);border:1px solid var(--line);border-radius:8px}.status-preview{padding:24px}.status-preview strong{margin-top:8px;font-size:1.35rem;line-height:1.35;display:block}.personal-preview-text{color:var(--muted);margin:10px 0 0}.status-preview dl{grid-template-columns:1fr 1fr;gap:14px;margin:22px 0 0;display:grid}.status-preview div{border-top:1px solid var(--line);min-width:0;padding-top:14px}dt,dd{margin:0}dt{color:var(--muted);font-size:.84rem}dd,.metric strong,.comparison-box strong,.formatted-money{font-variant-numeric:tabular-nums}dd{overflow-wrap:anywhere;margin-top:4px;font-weight:800}.is-safe{background:linear-gradient(0deg, var(--success-soft), #fff 54%);border-color:#b7dfc9}.is-warning{background:linear-gradient(0deg, var(--danger-soft), #fff 54%);border-color:#f1b5b0}.flow-section{padding:36px 0 24px}.section-heading{justify-content:space-between;align-items:flex-start;gap:24px;display:flex}.section-heading h2,.block-heading h2,.analysis-section h2,.result-hero h2,.related-tools h2{letter-spacing:0;margin:0;line-height:1.35}.section-heading h2{font-size:1.8rem}.section-heading.compact{margin-bottom:16px}.section-heading p,.block-heading p,.small-note,.comparison-message,.footer-note,.ad-panel p{color:var(--muted)}.section-heading p{margin:6px 0 0}.action-pair{flex-wrap:wrap;justify-content:flex-end;gap:10px;display:flex}.trust-strip{background:var(--primary-soft);color:var(--primary-dark);border:1px solid #cfe0f6;border-radius:8px;align-items:flex-start;gap:10px;margin:20px 0 24px;padding:12px 14px;display:flex}.trust-strip svg{flex:none;margin-top:2px}.main-grid{grid-template-columns:minmax(0,520px) minmax(0,1fr);align-items:start;gap:32px;display:grid}.personal-main-grid{grid-template-columns:minmax(0,1fr) minmax(320px,480px);align-items:start;gap:32px;display:grid}.input-flow,.result-column{gap:24px;min-width:0;display:grid}.step-block{background:var(--surface);border:1px solid var(--line);border-radius:8px;min-width:0;padding:24px}.step-heading{grid-template-columns:auto minmax(0,1fr);align-items:flex-start;gap:14px;margin-bottom:18px;display:grid}.category-heading{grid-template-columns:minmax(0,1fr) auto;align-items:start;gap:16px;margin-bottom:18px;display:grid}.category-heading .step-heading{margin-bottom:0}.category-total{border:1px solid var(--line);background:var(--surface-muted);border-radius:8px;min-width:170px;padding:10px 12px}.category-total span{color:var(--muted);font-size:.78rem;font-weight:700;display:block}.category-total strong{font-variant-numeric:tabular-nums;overflow-wrap:anywhere;margin-top:2px;display:block}.step-number{background:var(--primary-soft);white-space:nowrap;border:1px solid #cfe0f6;border-radius:999px;padding:4px 10px}.step-heading h2{margin:0;font-size:1.24rem}.step-heading p{color:var(--muted);margin:4px 0 0;font-size:.94rem}.field{color:#334155;gap:7px;min-width:0;font-size:.88rem;font-weight:700;display:grid}.field input,.field select{border:1px solid var(--line-strong);width:100%;min-height:44px;color:var(--text);background:#fff;border-radius:8px;padding:0 12px;font-weight:700}.field input:focus,.field select:focus{border-color:var(--primary);outline:3px solid var(--focus)}.field input:disabled,.field select:disabled{color:#7b8797;background:#eef2f6}.field-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;display:grid}.money-input{border:1px solid var(--line-strong);background:#fff;border-radius:8px;grid-template-columns:minmax(0,1fr) auto;align-items:center;display:grid}.money-input:focus-within{border-color:var(--primary);outline:3px solid var(--focus)}.money-input input{font-variant-numeric:tabular-nums;border:0;outline:0;min-height:44px}.money-input input:focus{outline:0}.money-input>span{color:var(--muted);padding-right:12px;font-weight:700}.money-field.is-large .money-input input{min-height:54px;font-size:1.25rem}.range-field input{min-height:28px;accent-color:var(--primary);padding:0}.formatted-money{color:var(--muted);font-size:.88rem;font-weight:700}.inline-metric{border:1px solid var(--line);background:var(--surface-muted);border-radius:8px;gap:4px;margin-top:16px;padding:12px 14px;display:grid}.inline-metric span{color:var(--muted);font-size:.84rem;font-weight:700}.inline-metric strong{font-variant-numeric:tabular-nums;font-size:1.18rem}.event-list{gap:10px;display:grid}.household-field-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;display:grid}.event-row{border-top:1px solid var(--line);grid-template-columns:minmax(140px,1fr) minmax(140px,160px) minmax(140px,160px) 44px;align-items:start;gap:10px;min-width:0;padding-top:14px;display:grid}.event-row:first-child{border-top:0;padding-top:0}.event-row .money-field{min-width:0}.icon-button{width:44px;color:var(--danger);background:#fff;border-color:#f0c4c0;align-self:end;padding:0}.icon-button:hover{background:var(--danger-soft)}.validation-message{color:var(--danger);grid-column:1/-1;margin:0;font-size:.84rem;font-weight:700}.empty-state{border:1px dashed var(--line-strong);background:var(--surface-muted);color:var(--muted);border-radius:8px;margin:0;padding:16px}.add-row-button{width:100%;margin-top:14px}.calculate-box{background:#fff;border:1px solid #cfe0f6;border-radius:8px;gap:10px;padding:18px;display:grid}.calculate-button{width:100%;min-height:52px;font-size:1rem}.calculate-box p{color:var(--muted);text-align:center;margin:0;font-size:.86rem}.calculate-box .pending-note,.result-hero .pending-note{color:#8a5a00;font-weight:700}.result-hero .pending-note{background:var(--warning-soft);border:1px solid #f2d28a;border-radius:8px;margin-top:12px;padding:10px 12px}.result-hero{padding:28px;scroll-margin-top:18px}.result-empty{border:1px dashed var(--line-strong);color:var(--muted);background:#fff;border-radius:8px;justify-items:start;gap:10px;padding:28px;display:grid}.result-empty h2{color:var(--text);margin:0;font-size:1.3rem}.result-empty p{margin:0}.result-hero h2{margin-top:8px;font-size:clamp(1.6rem,3vw,2.35rem)}.result-big-number{color:var(--primary-dark);font-variant-numeric:tabular-nums;overflow-wrap:anywhere;margin-top:10px;font-size:clamp(2.2rem,5vw,3.6rem);line-height:1.12;display:block}.result-hero>p{color:var(--muted);margin:10px 0 0}.key-metrics{grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-top:22px;display:grid}.household-metrics{grid-template-columns:1fr}.future-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;display:grid}.quick-buttons{flex-wrap:wrap;gap:8px;margin-top:12px;display:flex}.quick-button{border:1px solid var(--line-strong);min-height:38px;color:var(--primary);background:#fff;border-radius:999px;padding:0 13px;font-weight:800}.quick-button:hover{background:var(--primary-soft)}.metric{border-top:1px solid var(--line);min-width:0;padding-top:14px}.metric span{color:var(--muted);margin-bottom:4px;font-size:.84rem;display:block}.metric strong{overflow-wrap:anywhere;font-size:clamp(1.15rem,2vw,1.45rem);line-height:1.35;display:block}.danger-text{color:var(--danger)}.success-text{color:var(--success)}.small-note{margin:14px 0 0;font-size:.9rem}.analysis-section,.ad-panel{min-width:0;padding:24px}.block-heading{justify-content:space-between;align-items:flex-start;gap:16px;margin-bottom:18px;display:flex}.block-heading h2,.analysis-section h2,.ad-panel h2{font-size:1.28rem}.block-heading p,.ad-panel p{margin:6px 0 0}.chart-wrap{width:100%;min-width:0;height:340px}.household-chart{width:100%;min-width:0;height:260px}.chart-legend{color:#334155;flex-wrap:wrap;align-items:center;gap:10px 16px;margin:0 0 12px;font-size:.88rem;font-weight:700;display:flex}.chart-legend span{white-space:nowrap;align-items:center;gap:7px;min-width:max-content;display:inline-flex}.legend-line{border-top:3px solid var(--primary);width:22px;height:0}.legend-line.is-early{border-color:var(--success)}.legend-area{background:var(--danger-soft);border:1px solid #e8b2ad;width:20px;height:12px}.early-form{grid-template-columns:minmax(180px,1.3fr) minmax(140px,.8fr);align-items:end;gap:14px;display:grid}.early-start{border:1px solid var(--line);background:var(--surface-muted);border-radius:8px;align-items:start;gap:14px;padding:16px;display:grid}.early-start p{color:var(--muted);margin:0}.early-form .money-field{grid-column:span 1}.compare-button{min-height:44px}.before-after{grid-template-columns:minmax(0,1fr) 36px minmax(0,1fr);align-items:stretch;gap:12px;margin-top:18px;display:grid}.comparison-box{border:1px solid var(--line);background:var(--surface-muted);border-radius:8px;min-width:0;padding:16px}.comparison-box.is-emphasized{background:var(--success-soft);border-color:#b7dfc9}.comparison-box span{color:var(--muted);font-size:.84rem;font-weight:700;display:block}.comparison-box strong{margin-top:4px;font-size:1.2rem;line-height:1.4;display:block}.comparison-box p,.comparison-message{margin:6px 0 0}.comparison-placeholder{border:1px dashed var(--line-strong);background:var(--surface-muted);color:var(--muted);border-radius:8px;margin:18px 0 0;padding:16px}.flow-arrow{color:var(--primary);justify-content:center;align-items:center;display:flex}.method-list{color:#334155;gap:8px;margin:14px 0 0;padding-left:22px;display:grid}.check-field{color:#334155;align-items:flex-start;gap:10px;margin-top:14px;font-weight:800;display:flex}.check-field input{width:18px;height:18px;accent-color:var(--primary);margin-top:4px}.breakdown-list{gap:10px;margin:16px 0 0;display:grid}.breakdown-list div{border-top:1px solid var(--line);grid-template-columns:minmax(0,1fr) minmax(120px,auto);gap:12px;padding-top:10px;display:grid}.breakdown-list dd{text-align:right}details summary{cursor:pointer;color:var(--primary);font-weight:900}.investment-breakdown{gap:8px;margin-top:20px;display:grid}.investment-stacked-bar{background:var(--surface-muted);border:1px solid var(--line);border-radius:999px;width:100%;height:14px;display:flex;overflow:hidden}.investment-stacked-bar span{background:var(--success);min-width:0;display:block}.investment-stacked-bar span.is-gain{background:var(--primary)}.investment-breakdown-labels{color:var(--muted);flex-wrap:wrap;gap:8px 16px;font-size:.86rem;font-weight:700;display:flex}.legend-line.is-principal{border-color:var(--success)}.rate-comparison-grid{grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:12px;margin-top:16px;display:grid}.comparison-card-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin-top:14px;display:grid}.mini-breakdown-list{gap:8px;margin:14px 0 0;display:grid}.mini-breakdown-list div{border-top:1px solid var(--line);grid-template-columns:minmax(0,1fr) minmax(88px,auto);gap:8px;padding-top:8px;display:grid}.mini-breakdown-list dd{text-align:right;font-size:.92rem}.detail-settings summary{cursor:pointer;color:var(--primary);font-weight:900}.detail-settings-body{gap:16px;margin-top:18px;display:grid}.compact-tabs{margin-top:14px}.rate-comparison-grid .comparison-box strong{overflow-wrap:anywhere;font-size:clamp(1.05rem,2vw,1.2rem)}.table-scroll{width:100%;margin-top:14px;overflow-x:auto}.yearly-table{border-collapse:collapse;width:100%;min-width:560px;font-size:.9rem}.yearly-table th,.yearly-table td{border-bottom:1px solid var(--line);text-align:right;font-variant-numeric:tabular-nums;padding:10px 8px}.yearly-table th:first-child,.yearly-table td:first-child{text-align:left}.yearly-table thead th{color:var(--muted);font-size:.78rem}.risk-note{background:var(--warning-soft);border-color:#f2d28a}.next-tool-callout{background:var(--primary-soft);border:1px solid #cfe0f6;border-radius:8px;gap:12px;margin-top:18px;padding:16px;display:grid}.next-tool-callout p{color:var(--primary-dark);margin:0}.ad-panel.is-relevant{background:var(--danger-soft);border-color:#efc0bc}.affiliate-link{border-color:var(--line-strong);color:var(--primary);background:#fff;margin-top:16px;padding:0 16px}.affiliate-link:hover{background:var(--primary-soft)}.affiliate-banner,.affiliate-placeholder{margin-top:16px}.affiliate-banner{justify-items:start;gap:8px;display:grid}.affiliate-banner a{width:min(300px,100%);display:inline-flex}.affiliate-banner img{border:1px solid var(--line);width:100%;max-width:300px;height:auto;display:block}.pr-label,.affiliate-placeholder span{color:var(--muted);font-size:.76rem;font-weight:700}.tracking-pixel{opacity:0;pointer-events:none;width:1px;height:1px;position:absolute}.affiliate-placeholder{border:1px dashed var(--line-strong);background:var(--surface-muted);color:var(--muted);border-radius:8px;padding:14px}.affiliate-placeholder p{margin:4px 0 0;font-size:.9rem}.footer-note{border-top:1px solid var(--line);padding:24px 0 36px;font-size:.86rem}.guide-section{gap:18px;padding:12px 0 44px;display:grid}.guide-section article{border:1px solid var(--line);background:#fff;border-radius:8px;padding:22px}.guide-section h2{margin:0 0 8px;font-size:1.18rem}.guide-section p{color:var(--muted);margin:0}.article-layout{max-width:820px;padding:36px 0 20px}.article-header{gap:14px;margin-top:18px;display:grid}.article-header h1{letter-spacing:0;margin:0;font-size:clamp(2rem,5vw,3.1rem);line-height:1.25}.article-header p{color:var(--muted);margin:0;font-size:1.05rem;line-height:1.8}.article-category{background:var(--primary-soft);width:fit-content;color:var(--primary);border:1px solid #cfe0f6;border-radius:999px;padding:5px 11px;font-size:.82rem;font-weight:900}.article-date-row{flex-wrap:wrap;gap:8px 16px;display:flex}.article-body{color:#243247;margin-top:34px;font-size:1rem;line-height:1.95}.article-body h2{letter-spacing:0;margin:42px 0 12px;font-size:1.55rem;line-height:1.4}.article-body h3{letter-spacing:0;margin:28px 0 8px;font-size:1.2rem}.article-body p,.article-body ul,.article-body ol,.article-body blockquote,.article-table-scroll{margin:18px 0 0}.article-body a{color:var(--primary);text-underline-offset:.18em;font-weight:800;text-decoration-thickness:.08em}.article-body blockquote{border-left:4px solid var(--primary);background:var(--primary-soft);color:var(--primary-dark);padding:14px 18px}.article-body blockquote p{margin:0}.article-table-scroll{overflow-x:auto}.article-table-scroll table{border-collapse:collapse;width:100%;min-width:560px}.article-table-scroll th,.article-table-scroll td{border-bottom:1px solid var(--line);text-align:left;padding:10px}.article-table-scroll th{color:var(--muted);font-size:.86rem}.article-image{border:1px solid var(--line);border-radius:8px;max-width:100%;height:auto;display:block}.article-affiliate-cta{background:#fff;border:1px solid #cfe0f6;border-radius:8px;margin:28px 0 0;padding:20px}.article-affiliate-cta h3{margin:8px 0 0}.article-affiliate-cta p{color:var(--muted);margin:8px 0 0}.a8-ad-block,.a8-ad-placeholder{justify-items:center;gap:10px;margin:28px 0;padding:16px 0;display:grid}.a8-ad-slot{line-height:0}.a8-ad-block h3{margin:0;font-size:1.08rem;line-height:1.45}.a8-ad-slot img{max-width:none}.a8-ad-mobile{display:none}.a8-ad-placeholder{border:1px dashed var(--line-strong);background:var(--surface-muted);color:var(--muted);border-radius:8px;padding:16px;line-height:1.7}.a8-ad-placeholder p{margin:0}.related-articles{padding:12px 0 38px}.faq-list{gap:12px;margin:0;display:grid}.faq-list div{border-top:1px solid var(--line);padding-top:12px}.faq-list div:first-child{border-top:0;padding-top:0}.faq-list dt{color:var(--text);font-weight:800}.faq-list dd{color:var(--muted);font-weight:400}@media (max-width:1180px){.main-grid,.personal-main-grid{grid-template-columns:minmax(0,1fr)}.input-flow{max-width:760px}}@media (max-width:900px){.page-shell{width:min(100% - 48px,1160px)}.desktop-nav{display:none}.menu-button{display:inline-flex}.home-hero-inner,.listing-hero{padding:42px 0 28px}.tool-grid,.article-card-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.site-footer-inner{grid-template-columns:1fr;gap:20px}.hero-grid{grid-template-columns:1fr;gap:24px;padding:40px 0 32px}.status-preview{max-width:560px}.personal-main-grid .input-flow{max-width:none}.section-heading{display:grid}.action-pair{justify-content:flex-start}.early-form{grid-template-columns:1fr}}@media (max-width:700px){.page-shell{width:min(100% - 32px,1160px)}.site-header-inner{min-height:58px}.home-hero h1,.listing-hero h1{font-size:2.25rem}.mode-tabs,.audience-overview,.tool-grid,.article-card-grid,.next-action-grid{grid-template-columns:1fr}.tool-card{min-height:0}.a8-ad-desktop{display:none}.a8-ad-mobile{display:block}.field-grid,.comparison-card-grid{grid-template-columns:1fr}.hero-grid{padding:32px 0 24px}.hero h1{font-size:2.2rem}.lead{font-size:1rem}.status-preview dl,.key-metrics,.future-grid,.early-form,.before-after,.category-heading,.household-field-grid{grid-template-columns:1fr}.category-total{min-width:0}.flow-arrow{min-height:20px;transform:rotate(90deg)}.event-row{grid-template-columns:1fr;gap:12px}.icon-button,.primary-button,.secondary-button,.text-button,.affiliate-link{width:100%}.trust-strip,.block-heading{align-items:flex-start}.breakdown-list div{grid-template-columns:1fr}.breakdown-list dd{text-align:left}}@media (max-width:360px){.article-layout{width:100%}}@media (max-width:430px){.page-shell{width:min(100% - 24px,1160px)}.hero h1{font-size:1.9rem}.step-block,.result-hero,.analysis-section,.ad-panel,.next-actions,.status-preview{padding:18px}.step-heading{grid-template-columns:1fr;gap:8px}.chart-wrap{height:300px}}@media (max-width:340px){.page-shell{width:min(100% - 20px,1160px)}.hero h1{font-size:1.72rem}.step-block,.result-hero,.analysis-section,.ad-panel,.next-actions,.status-preview{padding:16px}.field input,.field select,.money-input input{padding-left:10px;padding-right:10px}}